Lender Price API
Locking a Loan Without LOS / 2. Get a Loan / 2.1 Create New PriceQuote with Search (not using LOS)
In This Topic
    2.1 Create New PriceQuote with Search (not using LOS)
    In This Topic

    This API creates a new Price Quote with given Search data. To create a price quote, send a JSON payload to the path listed below that follows the schema listed in the body.

    Path

    POST /rest/v1/lp-ppe-api/price-quote/create

    Headers

                
    
    Authorization
    
    Bearer {{accessToken}}
    

    Body

    Copy Code
    {
        "search": {
            "accessCriteria": {
                "companyIds": [],
                "marketPlaceSearch": false,
                "userContext": {
                    "groups": [{
                        "externalId": "713242"
                    }],
                    "groupType": "Absolute"
                }
            },
            "allDayLocks": false,
            "brokerCriteria": {
                "adjustments": [],
                "ausList": ["None",
                "DU",
                "LP",
                "GUS"],
                "rateTypes": ["ForWholeSale"],
                "sortView": "LenderPaid",
                "leadSourceType": "WEB"
            },
            "companyId": "{{companyId}}",
            "criteria": {
                "affinityCode": "",
                "affordableHousingTypes": ["None"],
                "applicationTakenDate": "2021-09-08T10:29:16Z",
                "appraisedValue": 255000,
                "caseAssignementDate": null,
                "cashoutAmount": 0,
                "cltv": 77.77,
                "constructionDrawAmount": null,
                "drawAmount": 0,
                "clientDti": 0.14334,
                "docType": "FullDoc",
                "employeeLoan": "N",
                "escrowWaiver": false,
                "fico": 781,
                "firstTimeHomeBuyer": true,
                "fundingFeeFinanced": null,
                "guranteeFeeFinanced": null,
                "lienPriorityType": "FirstLien",
                "loanAmount": 175000,
                "loanPurpose": "Purchase",
                "loanType": "Fixed",
                "ltv": 77.77,
                "mortgageType": "Conventional",
                "mortgageTypes": ["Conventional"],
                "nonOccCoBorrower": false,
                "numberOfBorrower": 2,
                "ownProperties": 0,
                "paymentInterestType": "FullPITI",
                "pmiType": "None",
                "propertyUse": "PrimaryResidence",
                "propertyValuationType": null,
                "purchasePrice": 225000,
                "renovationLoan": false,
                "renovationCost": null,
                "subordinateLoanAmount": 0,
                "ufmipFinanced": null,
                "vaUsageType": "Subsequent_Use",
                "varaiableLoanTypes": [],
                "veteranType": null
            },
            "date": null,
            "dayLocksCriteria": [10,
            15,
            30,
            45,
            60],
            "dynamicPropertiesMap": {
                "Global_CLOSINGDATE": {
                    "fieldId": "Global_CLOSINGDATE",
                    "value": "2021-09-30T00:00:00Z"
                },
                "Global_INTERESTONLY": {
                    "fieldId": "Global_INTERESTONLY",
                    "value": "false"
                }
            },
            "filter": {
                "productCode": [],
                "programNames": []
            },
            "loanPurposeCriteria": ["Purchase"],
            "loanTypeCriteria": ["Fixed"],
            "maxListingPerRate": -1,
            "miCriteria": {
                "buyDownPercent": "None",
                "duLpDecision": null,
                "miPremiumFinancedIndicator": false,
                "miCoverage": null,
                "miPremium": null,
                "paymentType": null
            },
            "name": "4866128",
            "property": {
                "address": {
                    "city": "TROY",
                    "country": "United States",
                    "county": "26125",
                    "countyName": "OAKLAND",
                    "state": "MI",
                    "zip": null
                },
                "attachmentType": "Detached",
                "numberOfUnit": 1,
                "propertyType": "SingleFamily"
            },
            "showDisqualify": false,
            "showDisqualifyRules": false,
            "showInterpolatedPricing": true,
            "targetInterpolatedPrices": [-2, -2.019],
            "rate" : -2.01,
            "rates": [-2.02, -2.03],
            "onlyShowTargetPrice": false,
            "termsCriteria": [360],
            "termsInMonths": true,
            "varLoanTypeCriteria": []
        },
        "name": "loan1ABC4"
    }

    Example Request

    Copy Code
    curl --location -g '{{protocol}}{{domain}}/rest/v1/lp-ppe-api/price-quote/create' \
    --data '{
        "search": {
            "accessCriteria": {
                "companyIds": ["5e38bbdc56eed04bb82717b9"],
                "marketPlaceSearch": false,
                "userContext": {
                    "groups": [{
                        "externalId": "713242"
                    }],
                    "groupType": "Absolute"
                }
            },
            "allDayLocks": false,
            "brokerCriteria": {
                "adjustments": [],
                "ausList": ["None",
                "DU",
                "LP",
                "GUS"],
                "rateTypes": ["ForWholeSale"],
                "sortView": "LenderPaid",
                "leadSourceType": "WEB"
            },
            "companyId": "5e38bbdc56eed04bb82717b9",
            "criteria": {
                "affinityCode": "",
                "affordableHousingTypes": ["None"],
                "applicationTakenDate": "2021-09-08T10:29:16Z",
                "appraisedValue": 255000,
                "caseAssignementDate": null,
                "cashoutAmount": 0,
                "cltv": 77.77,
                "constructionDrawAmount": null,
                "drawAmount": 0,
                "clientDti": 0.14334,
                "docType": "FullDoc",
                "employeeLoan": "N",
                "escrowWaiver": false,
                "fico": 781,
                "firstTimeHomeBuyer": true,
                "fundingFeeFinanced": null,
                "guranteeFeeFinanced": null,
                "lienPriorityType": "FirstLien",
                "loanAmount": 175000,
                "loanPurpose": "Purchase",
                "loanType": "Fixed",
                "ltv": 77.77,
                "mortgageType": "Conventional",
                "mortgageTypes": ["Conventional"],
                "nonOccCoBorrower": false,
                "numberOfBorrower": 2,
                "ownProperties": 0,
                "paymentInterestType": "FullPITI",
                "pmiType": "None",
                "propertyUse": "PrimaryResidence",
                "propertyValuationType": null,
                "purchasePrice": 225000,
                "renovationLoan": false,
                "renovationCost": null,
                "subordinateLoanAmount": 0,
                "ufmipFinanced": null,
                "vaUsageType": "Subsequent_Use",
                "varaiableLoanTypes": [],
                "veteranType": null
            },
            "date": null,
            "dayLocksCriteria": [10,
            15,
            30,
            45,
            60],
            "dynamicPropertiesMap": {
                "Global_CLOSINGDATE": {
                    "fieldId": "Global_CLOSINGDATE",
                    "value": "2021-09-30T00:00:00Z"
                },
                "Global_INTERESTONLY": {
                    "fieldId": "Global_INTERESTONLY",
                    "value": "false"
                }
            },
            "filter": {
                "productCode": [],
                "programNames": []
            },
            "loanPurposeCriteria": ["Purchase"],
            "loanTypeCriteria": ["Fixed"],
            "maxListingPerRate": -1,
            "miCriteria": {
                "buyDownPercent": "None",
                "duLpDecision": null,
                "miPremiumFinancedIndicator": false,
                "miCoverage": null,
                "miPremium": null,
                "paymentType": null
            },
            "name": "4866128",
            "property": {
                "address": {
                    "city": "TROY",
                    "country": "United States",
                    "county": "26125",
                    "countyName": "OAKLAND",
                    "state": "MI",
                    "zip": null
                },
                "attachmentType": "Detached",
                "numberOfUnit": 1,
                "propertyType": "SingleFamily"
            },
            "showDisqualify": false,
            "showDisqualifyRules": false,
            "showInterpolatedPricing": true,
            "targetInterpolatedPrices": [-2, -2.019],
            "rate" : -2.01,
            "rates": [-2.02, -2.03],
            "onlyShowTargetPrice": false,
            "termsCriteria": [360],
            "termsInMonths": true,
            "varLoanTypeCriteria": []
        }
    }'

    Example Response

    Copy Code
    {
      "id": "64668bd1898ef24276331096",
      "creationDate": "2023-05-18T20:34:25Z",
      "modifiedDate": "2023-05-18T20:34:25Z",
      "companyId": "5e38bbdc56eed04bb82717b9",
      "userId": "6397843e8a1e0e0001928197",
      "note": "",
      "newFile": false,
      "hidden": false,
      "loanInformation": {
        "scenario": null
      },
      "integrationRef": {},
      "integrationUpdate": {},
      "message": {
        "dealSets": [],
        "documentSets": []
      },
      "archivedLocks": [],
      "documents": [],
      "priceQuoteComments": [],
      "loanApplication": {
        "mismoVersionId": "2.3.1",
        "dataInformation": {
          "dataVersion": []
        },
        "additionalCaseData": {
          "fnmSubordinateLienFinancingProviderType": null,
          "fnmUsCitizenEmployedAbroadIndicator": null,
          "fnmTwelveMonthMortgageRolling30DaysLateCount": null,
          "fnmSubordinateLienFinancingProviderTypeOtherDescription": null,
          "fnmPropertiesFinancedByLenderCount": null,
          "fnmConstructionType": null,
          "fnmSecondLienFinancingTypeOtherDescription": null,
          "fnmForeignNationalIndicator": null,
          "fnmConstructionTypeOtherDescription": null,
          "fnmFirstLienFinancingProviderType": null,
          "fnmSecondLienFinancingType": null,
          "fnmFirstLienFinancingProviderTypeOtherDescription": null,
          "mortgageScore": [],
          "transmittalData": {
            "loanOriginatorId": null,
            "concurrentOriginationIndicator": null,
            "lenderBranchIdentifier": null,
            "concurrentOriginationLenderIndicator": null,
            "fnmFirstLienFinancingTypeOtherDescription": null,
            "belowMarketSubordinateFinancingIndicator": null,
            "rateLockPeriodDays": null,
            "currentFirstMortgageHolderType": null,
            "fipsCodeIdentifier": null,
            "armsLengthIndicator": null,
            "propertyEstimatedValueAmount": null,
            "commitmentReferenceIdentifier": null,
            "investorInstitutionIdentifier": null,
            "creditReportAuthorizationIndicator": null,
            "rateLockType": null,
            "buydownRatePercent": null,
            "loanOriginationCompanyId": null,
            "propertyAppraisedValueAmount": null,
            "fnmFirstLienFinancingType": null,
            "rateLockRequestedExtensionDays": null,
            "investorLoanIdentifier": null,
            "lenderRegistrationIdentifier": null,
            "caseStateType": null
          }
        },
        "affordableLending": {
          "fnmCommunitySecondsRepaymentStructure": null,
          "hudMedianIncomeAmount": null,
          "freAffordableProgramIdentifier": null,
          "fnmCommunityLendingProductName": null,
          "fnmCommunitySecondsIndicator": null,
          "fnmNeighborsMortgageEligibilityIndicator": null,
          "fnmCommunityLendingProductTypeOtherDescription": null,
          "fnmCommunityLendingProductType": null,
          "hudIncomeLimitAdjustmentFactor": null,
          "msaIdentifier": null,
          "hudLendingIncomeLimitAmount": null,
          "hudIncomeLimitAdjustmentPercent": null
        },
        "asset": [],
        "downPayment": [],
        "governmentLoan": {
          "fhaLoan": {
            "sponsoredOriginatorEin": null,
            "lenderIdentifier": null,
            "borrowerFinancedFhaDiscountPointsAmount": null,
            "sponsorIdentifier": null,
            "fhaCoverageRenewalRatePercent": null,
            "fhaMiPremiumRefundAmount": null,
            "sectionOfActType": null,
            "fhaUpfrontMiPremiumPercent": null,
            "fhaAlimonyLiabilityTreatmentType": null
          },
          "fhaVaLoan": {
            "otherPartyPaidFhaVaClosingCostsAmount": null,
            "governmentRefinanceType": null,
            "borrowerPaidFhaVaClosingCostsPercent": null,
            "otherPartyPaidFhaVaClosingCostsPercent": null,
            "governmentMortgageCreditCertificateAmount": null,
            "sellerPaidFhaVaClosingCostsPercent": null,
            "propertyEnergyEfficientHomeIndicator": null,
            "borrowerPaidFhaVaClosingCostsAmount": null
          },
          "vaLoan": {
            "vaMaintenanceExpenseMonthlyAmount": null,
            "borrowerFundingFeePercent": null,
            "vaResidualIncomeAmount": null,
            "vaUtilityExpenseMonthlyAmount": null,
            "vaEntitlementAmount": null,
            "vaBorrowerCoBorrowerMarriedIndicator": null,
            "vaDisabilityBenefitClaimIndicator": null
          },
          "agencyProgramDescription": null,
          "borrowerFinancedFHADiscountPointsAmount": null,
          "borrowerFundingFeePercent": null,
          "fhaAssignmentDate": null,
          "fhaEndorsementDate": null,
          "fhaMiPremiumRefundAmount": null,
          "borrowerHomeInspectionChosenIndicator": null,
          "borrowerPaidFhaVaClosingCostsAmount": null,
          "daysToFhaMiEligibilityCount": null,
          "fhaAlimonyLiabilityTreatmentType": null,
          "fhaAnniversaryDate": null,
          "fhaCoverageRenewalRatePercent": null,
          "fhaEnergyRelatedRepairsOrImprovementsAmount": null,
          "fhaGeneralServicesAdministrationIdentifier": null,
          "fhaInsuranceProgramType": null,
          "fhaLimitedDenialParticipationIdentifier": null,
          "fhaLoanLenderIdentifier": null,
          "fhaLoanSponsorIdentifier": null,
          "fhaNonOwnerOccupancyRiderRule248Indicator": null,
          "fhaPendingPremiumAmount": null,
          "fhaPendingPremiumChangeDate": null,
          "fhaPremiumAnniversaryYearToDateRemittanceAmount": null,
          "fhaRefinanceInterestOnExistingLienAmount": null,
          "fhaRefinanceOriginalExistingFHACaseIdentifier": null,
          "fhaRefinanceOriginalExistingUpfrontMIPremiumAmount": null,
          "fhaUnderwriterComputerizedHomesUnderwritingSystemIdentifier": null,
          "fhaUpfrontPremiumAmount": null,
          "fhaUpfrontPremiumPercent": null,
          "governmentLoanApplicationType": null,
          "governmentMortgageCreditCertificateAmount": null,
          "governmentRefinanceType": null,
          "governmentRefinanceTypeOtherDescription": null,
          "hudAdequateAvailableAssetsIndicator": null,
          "hudAdequateEffectiveIncomeIndicator": null,
          "hudCreditCharacteristicsIndicator": null,
          "hudStableEffectiveIncomeIndicator": null,
          "masterCertificateOfReasonableValueIdentifier": null,
          "otherPartyPaidFhaVaClosingCostsAmount": null,
          "otherPartyPaidFhaVaClosingCostsPercent": null,
          "previousVAHomeLoanIndicator": null,
          "propertyEnergyEfficientHomeIndicator": null,
          "ruralHousingConditionalGuarantyExpirationDate": null,
          "ruralHousingConditionalGuarantyInterestRatePercent": null,
          "sectionOfActType": null,
          "sectionOfActTypeOtherDescription": null,
          "sellerPaidFhaVaClosingCostsPercent": null,
          "soldUnderHUDSingleFamilyPropertyDispositionProgramIndicator": null,
          "usda198021RuralHousingAdjustedAnnualHouseholdIncomeAmount": null,
          "vaAppraisalType": null,
          "vaAppraisalTypeOtherDescription": null,
          "vaBorrowerCoBorrowerMarriedIndicator": null,
          "vaClaimFolderIdentifier": null,
          "vaEntitlementAmount": null,
          "vaEntitlementIdentifier": null,
          "vaFundingFeeExemptionType": null,
          "vaFundingFeeExemptionTypeOtherDescription": null,
          "vaHouseholdSizeCount": null,
          "vaLoanProcedureType": null,
          "vaLoanProcedureTypeOtherDescription": null,
          "vaLoanProgramType": null,
          "vaLoanProgramTypeOtherDescription": null,
          "vaMaintenanceExpenseMonthlyAmount": null,
          "vaReasonableValueImprovementsCompletionIndicator": null,
          "vaResidualIncomeAmount": null,
          "vaResidualIncomeGuidelineAmount": null,
          "vaTitleVestingType": null,
          "vaTitleVestingTypeOtherDescription": null,
          "vaUtilityExpenseMonthlyAmount": null,
          "borrowerPaidFhaVaClosingCostsPercent": null
        },
        "governmentReporting": {
          "hmdaPurposeOfLoanType": null,
          "hmdaRateSpreadPercent": null,
          "hmdaPreapprovalType": null,
          "hmdaHoepaLoanStatusIndicator": null
        },
        "interviewerInformation": {
          "interviewersTelephoneNumber": null,
          "interviewersEmployerPostalCode": null,
          "interviewerApplicationSignedDate": null,
          "applicationTakenMethodType": null,
          "interviewersName": null,
          "interviewersEmployerStreetAddress": null,
          "interviewersEmployerState": null,
          "interviewersEmployerName": null,
          "interviewersEmployerCity": null,
          "interviewersEmployerPostalCodePlus": null
        },
        "liability": [],
        "loanDetail": {
          "totalMortgagedPropertiesCount": null,
          "eligibleForLenderPaidMIIndicator": null,
          "escrowIndicator": null,
          "helocIndicator": null,
          "interestOnlyIndicator": null,
          "loanApprovalDate": null,
          "loanApprovalExpirationDate": null,
          "loanApprovalPeriodDaysCount": null,
          "concurrentOriginationIndicator": null,
          "miRequiredIndicator": null,
          "conformingIndicator": null,
          "currentInterestRatePercent": null,
          "initialFixedPeriodEffectiveMonthsCount": null,
          "lienHolderSameAsSubjectLoanIndicator": null,
          "negativeAmortizationIndicator": null,
          "prepaymentPenaltyIndicator": null,
          "prepaymentPenaltyWaivedIndicator": null,
          "prepaymentRestrictionIndicator": null,
          "sharedEquityIndicator": null,
          "applicationReceivedDate": null
        },
        "loanProductData": {
          "arm": {
            "indexType": null,
            "paymentAdjustmentLifetimeCapAmount": null,
            "paymentAdjustmentLifetimeCapPercent": null,
            "indexMarginPercent": null,
            "rateAdjustmentLifetimeCapPercent": null,
            "qualifyingRatePercent": null,
            "indexCurrentValuePercent": null,
            "conversionOptionIndicator": null
          },
          "buydown": [],
          "loanFeatures": {
            "nameDocumentsDrawnInType": null,
            "escrowWaiverIndicator": null,
            "servicingTransferStatusType": null,
            "miCompanyNameType": null,
            "prepaymentRestrictionIndicator": null,
            "fullPrepaymentPenaltyOptionType": null,
            "loanClosingStatusType": null,
            "prepaymentPenaltyIndicator": null,
            "fnmCondominiumCharacteristicsType": null,
            "interestOnlyTerm": null,
            "helocMaximumBalanceAmount": null,
            "productDescription": null,
            "loanRepaymentType": null,
            "prepaymentPenaltyTermMonths": null,
            "assumabilityIndicator": null,
            "balloonIndicator": null,
            "lenderSelfInsuredIndicator": null,
            "fnmCondominiumCharacteristicsTypeOtherDescription": null,
            "loanDocumentationType": null,
            "negativeAmortizationLimitPercent": null,
            "productName": null,
            "miCoveragePercent": null,
            "counselingConfirmationIndicator": null,
            "fnmProjectWarrantyType": null,
            "freOfferingIdentifier": null,
            "gseProjectClassificationType": null,
            "loanScheduledClosingDate": null,
            "helocInitialAdvanceAmount": null,
            "gsePropertyType": null,
            "lienPriorityType": null,
            "paymentFrequencyType": null,
            "fnmProjectWarrantyTypeOtherDescription": null,
            "buydownTemporarySubsidyIndicator": null,
            "miCertificationStatusType": null,
            "downPaymentOptionType": null,
            "scheduledFirstPaymentDate": null,
            "fnmProductPlanIdentifier": null,
            "balloonLoanMaturityTermMonths": null
          },
          "paymentAdjustment": [],
          "rateAdjustment": []
        },
        "loanPurpose": {
          "propertyRightsType": null,
          "type": null,
          "propertyUsageType": null,
          "propertyLeaseholdExpirationDate": null,
          "gseTitleMannerHeldDescription": null,
          "otherLoanPurposeDescription": null,
          "constructionRefinanceData": {
            "refinanceProposedImprovementsDescription": null,
            "gseRefinancePurposeType": null,
            "propertyOriginalCostAmount": null,
            "constructionPurposeType": null,
            "refinanceImprovementsType": null,
            "nonStructuralAlterationsConventionalAmount": null,
            "constructionImprovementCostsAmount": null,
            "freCashOutAmount": null,
            "secondaryFinancingRefinanceIndicator": null,
            "landEstimatedValueAmount": null,
            "fnmSecondMortgageFinancingOriginalPropertyIndicator": null,
            "landOriginalCostAmount": null,
            "fnmCashOutIncludingNonMortgageAmount": null,
            "refinanceImprovementCostsAmount": null,
            "structuralAlterationsConventionalAmount": null,
            "propertyAcquiredYear": null,
            "propertyExistingLienAmount": null
          }
        },
        "loanQualification": {
          "additionalBorrowerAssetsConsideredIndicator": null,
          "additionalBorrowerAssetsNotConsideredIndicator": null
        },
        "mortgageTerms": {
          "mortgageType": null,
          "baseLoanAmount": null,
          "requestedInterestRatePercent": null,
          "agencyCaseIdentifier": null,
          "armTypeDescription": null,
          "loanAmortizationType": null,
          "borrowerRequestedLoanAmount": null,
          "otherAmortizationTypeDescription": null,
          "otherMortgageTypeDescription": null,
          "lenderCaseIdentifier": null,
          "loanAmortizationTermMonths": null
        },
        "property": {
          "acreageNumber": null,
          "county": null,
          "state": null,
          "postalCode": null,
          "structureBuiltYear": null,
          "fnmPropertyUseType": null,
          "financedNumberOfUnits": null,
          "plannedUnitDevelopmentIndicator": null,
          "buildingStatusType": null,
          "fnmPropertyZoningTypeOtherDescription": null,
          "city": null,
          "acquiredDate": null,
          "fnmPropertyUseTypeOtherDescription": null,
          "fnmImprovedLivingAreaSquareFeetNumber": null,
          "streetAddress2": null,
          "streetAddress": null,
          "fnmBuildingStoriesCount": null,
          "fnmPropertyLocationType": null,
          "fnmPropertyZoningType": null,
          "legalDescription": [],
          "parsedStreetAddress": {
            "apartmentOrUnit": null,
            "buildingNumber": null,
            "militaryApoFpo": null,
            "ruralRoute": null,
            "directionSuffix": null,
            "streetSuffix": null,
            "postOfficeBox": null,
            "directionPrefix": null,
            "streetName": null,
            "houseNumber": null
          },
          "valuation": [],
          "fnmPropertyProfile": [],
          "postalCodePlus": "",
          "propertyDetail": {
            "attachmentType": null,
            "borrowerContinuesToOwnPropertyIndicator": null,
            "communityLandTrustIndicator": null,
            "communityReinvestmentActDelineatedCommunityIndicator": null,
            "constructionMethodType": null,
            "constructionMethodTypeOtherDescription": null,
            "constructionStatusType": null,
            "constructionStatusTypeOtherDescription": null,
            "deedRestrictionIndicator": null,
            "earthquakeInsuranceRequiredIndicator": null,
            "financedUnitCount": null,
            "grossLivingAreaSquareFeetNumber": null,
            "groupHomeIndicator": null,
            "investorReoPropertyIdentifier": null,
            "landTrustType": null,
            "landTrustTypeOtherDescription": null,
            "landUseDescription": null,
            "landUseType": null,
            "landUseTypeOtherDescription": null,
            "lenderDesignatedDecliningMarketIdentifier": null,
            "nativeAmericanLandsType": null,
            "nativeAmericanLandsTypeOtherDescription": null,
            "priorSaleInLastTwelveMonthsIndicator": null,
            "propertyAcquiredDate": null,
            "propertyAcquiredYear": null,
            "propertyAcreageNumber": null,
            "propertyConditionDescription": null,
            "propertyCurrentOccupancyType": null,
            "propertyCurrentOccupantName": null,
            "propertyEarthquakeInsuranceIndicator": null,
            "propertyEstateType": null,
            "propertyEstateTypeOtherDescription": null,
            "propertyExistingLienAmount": null,
            "propertyFloodInsuranceIndicator": null,
            "propertyGroundLeaseExpirationDate": null,
            "propertyGroundLeasePerpetualIndicator": null,
            "propertyInclusionaryZoningIndicator": null,
            "propertyOccupancyStatusType": null,
            "propertyOriginalCostAmount": null,
            "propertyPreviouslyOccupiedIndicator": null,
            "propertyStructureBuiltYear": null,
            "propertyStructureBuiltYearEstimatedIndicator": null,
            "propertyStructureHabitableYearRoundIndicator": null,
            "propertyUsageType": null,
            "propertyUsageTypeOtherDescription": null,
            "pudIndicator": null,
            "uniqueDwellingType": null,
            "uniqueDwellingTypeOtherDescription": null,
            "windstormInsuranceRequiredIndicator": null
          },
          "address": ", , , ",
          "firstLegalDescriptionText": ""
        },
        "proposedHousingExpense": [],
        "reoProperty": [],
        "titleHolder": [],
        "transactionDetail": {
          "subordinateLienHelocAmount": null,
          "subordinateLienAmount": null,
          "prepaidItemsEstimatedAmount": null,
          "miAndFundingFeeTotalAmount": null,
          "freReserveAmount": null,
          "sellerPaidClosingCostsAmount": null,
          "purchasePriceAmount": null,
          "borrowerPaidDiscountPointsTotalAmount": null,
          "freReservesAmount": null,
          "estimatedClosingCostsAmount": null,
          "fnmCostOfLandAcquiredSeparatelyAmount": null,
          "miAndFundingFeeFinancedAmount": null,
          "salesConcessionAmount": null,
          "refinanceIncludingDebtsToBePaidOffAmount": null,
          "alterationsImprovementsAndRepairsAmount": null,
          "purchaseCredit": []
        },
        "borrower": [],
        "loanLevelCredit": {
          "creditScoreProvider": {
            "address": {
              "longitude": null,
              "latitude": null,
              "censustract": "",
              "street": "",
              "streetCont": "",
              "city": "",
              "zip": "",
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